Investing In Your Future

Our Services

Unlike others, we will hold your hand throughout the process from the first payment (always to a third party, as we NEVER touch your money) of your money being invested, until your retirement and beyond. We charge an ongoing fee to pay for everything that you may need and therefore you will never have to think about fees as everything is taken care of.


We Manage Investments of All Sizes



To hold our clients’ hands and provide pension and investment advice so that their money works best for them. We do this by regularly selecting the right funds and in general, the directors put the clients’ monies in the same funds they invest for themselves. This way, the risk** factors and the level of growth would be the same.

How to Invest

Our main investment platform is called Transact. Within this platform we can purchase almost any fund and shares on almost any worldwide stock market. Having used this company for many years, the directors have purchased some shares into the company when Transact went public.

How It Works

All monies invested by the clients are made directly from their bank accounts into the third party bank account ie Transact bank account. We do not hold any of our clients’ monies and all investment changes are made on the clients’ behalf subject to receiving their permission in writing enabling us to do so.


** The value of investments can fall as well as rise. You may not get back what you invest.

Our Services

In a Nutshell



Pensions are something we all have to think about. It is about forward planning; planning for your financial future.



As leading independent financial advisers, we want to bring direction to your investments. Only you know the financial life you want to lead but it is our job to find that out so we can help you achieve your financial goals.



At Pensions UK, we do everything we can to keep your charges low and affordable.

Want a consultation?

Feel Free to Get In Touch

Fill in the brief form below and let us know what you’re interested in and one of the team will get in touch.

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Pensions UK.

At Pensions UK, you will always get open, honest financial advice, a professional service and the highest level of customer care.


Get In Touch

(020) 8446-0281
Monday – Thursday (except Public Holidays):
Office Closed Friday

37 Lodge Lane, Finchley,
London N12 8JG

Map & Direction

PensionsUK is the trading name of Phillip Masters Independent Financial Advisers Limited. Authorised and Regulated by the Financial Conduct Authority. No. 466062. Registered in England. No. 6086917.

The value of investments and the income derived from them can fall as well as rise. You may not get back what you invest. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the appropriate data protection requirements.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.