Investing In Your Future

Because if you don’t who will?

By investing your money or your company’s money into the World’s Stock Markets over a period of time you will build up your money quicker and greater than if you had just left it in cash*.

At Pensions UK we offer you advice on the Why, the How and Where to invest that money of yours.

We select the areas that have the best potential to provide growth for your investments and as a company we can offer discounts from going direct.

I put your money where I put my money and therefore we, that is you and I, both have the same interest in making our money work the hardest it can within the restrains that we set.

*Between 19/06/2009 and 19/06/2019

Welcome to

Pensions UK

At PENSIONS UK, you will always get open, honest financial advice, a professional service and the highest level of customer care – whether you are a private client or a small to medium business enterprise. As financial planners, we will give you the best possible information on pensions, insurance and investments. After all, you have worked hard for your money, so you want your money to work hard for you.

• Jargon-free, sensible, sound financial advice
• Independent financial advice from the whole of market
• The latest financial planning technology




Reliable and Trusted Advice

Pensions UK provides worry-free services you can always count on.


Choosing a financial advisor

We will help you take control of the things that matter most in your life.


Personal Advisor Services

You may sleep tight while we are taking care of your financial issues.

One Size Fits One

Create a Strategy That Works For YOU

Our Services

Unlike others, we will hold your hand throughout the process from the first payment (always to a third party, as we NEVER touch your money) of your money being invested, until your retirement and beyond. We charge an ongoing fee to pay for everything that you may need and therefore you will never have to think about fees as everything is taken care of.


Pensions are something we all have to think about. It is about forward planning; planning for your financial future.


As leading independent financial advisers, we want to bring direction to your investments. Only you know the financial life you want to lead but it is our job to find that out so we can help you achieve your financial goals.


At Pensions UK, we do everything we can to keep your charges low and affordable.

Disillusioned Investors

In this period of low inflation and low growth, we understand that people are worried that their portfolio of investments will not generate enough income to fund their retirement.

Use of Current Investments

Are you sitting on a collection of old pension policies that are languishing in dud or underperforming investment funds? Maybe you do not even know how they are performing?

Where to Invest?

You have the choice of a huge number of funds to choose from covering every type of investment but only a small percentage is worth considering. You want to invest in funds which have funds.
"I would like to express how grateful I am for the work you have done for my family over the past years. I am absolutely pleased and satisfied with your company’s service."

Martin B

"Thanks Phillip!! Well done to you and the team - I'm pleased with performance of my portfolio. They've done remarkably well since brexit."

Darren Z

"It is so great to work with a financial adviser who is truly interested in their client’s needs, goals and preferences. I am really impressed with their commitment."

David A

"Thank you for preparing the details of my portfolio. I am plased that we have achieved growth in the past year despite the market conditions - obviously good investment choices."


"Thank you for seeing me at such short notice. Your advice was excellent regarding my AVC's. I'm really grateful for your time and help."

Sylvia S

Want a consultation?

Feel Free to Get In Touch

Fill in the brief form below and let us know what you’re interested in and one of the team will get in touch.

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Pensions UK.

At Pensions UK, you will always get open, honest financial advice, a professional service and the highest level of customer care.


Get In Touch

+44 (0) 20 8369 5100
+44 (0) 7735 896938
Monday – Thursday (except Public Holidays):
Office Closed Friday

Pensions UK
2nd Floor, The Brentano Suite
Prospect House
2 Athenaeum Road
London, N20 9AE

PensionsUK is the trading name of Phillip Masters Independent Financial Advisers Limited. Authorised and Regulated by the Financial Conduct Authority. No. 466062. Registered in England. No. 6086917.

The value of investments and the income derived from them can fall as well as rise. You may not get back what you invest. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the appropriate data protection requirements.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.